What is visitor health insurance to the USA? How can you get one? Are you eligible? Know all about USA visitor health insurance.
The USA occupies one of the top positions when it comes to the nations having the highest costs for medical and health care. Unless you have proper health insurance coverage you’ll end up paying thousands of dollars in case you fall ill or meet with an accident during your stay in the USA.
What can you do to avoid such a situation? Make sure you have proper insurance coverage like the Visitor Health Insurance while going for a short visit to the USA.
Read: Travel Insurance vs Health Insurance – Which One Should You Get?
Visitor Health Insurance To the USA – What Is It?
A Visitor Health Insurance is for a foreigner who is on a short-term visit to the USA. This is short-term insurance providing medical and health coverage for foreign nationals visiting the USA. Since the whole world is still going through the COVID-19 pandemic, this insurance gives coverage against COVID-19 and related health issues as well.
Medical and health care are extremely expensive in the USA. Getting a Visitor Health Insurance will protect you and your family/friends from these huge costs for health care in case you suffer from an injury, met with an accident, or suffer from an illness.
Read: Traveling Abroad? You’ll Need A Vaccine Passport
Why Is It Important To Have A Visitors Health Insurance While Visiting The USA?
A foreign national visiting the USA for a short time can get a Visitor Health Insurance for health and medical coverage.
- This insurance covers accidents, injuries, and illnesses that require medical attention.
- Specific insurance coverage for COVID-19
- Insurance will cover the cost of COVID tests as well as for the treatment of this disease
Read: List Of Countries With The Most Powerful And Weakest Passports In the Word
Who Can Make Use Of The Visitor Health Insurance To the USA?
This visa can be used by any foreign nationals who are on a short-term visit to the USA. The purpose can be anything like a leisure trip (Holiday), business trip, or a religious trip (Pilgrimage). People who have one of the following visas may apply for Visitors Health Insurance.
- Tourist Visa to the USA (B2 Visa)
- Visitors Visa
- Business Visa (B-1Visa)
- All other temporary visas (Short-term visas)
Read: Travel Etiquette Around The World
What Are Some Of The Major Benefits Attached To The Visitor Health Insurance To The USA?
Given below are some of the major benefits attached to the Visitor Health Insurance.
- Preferred Provider Organization Network (PPO Network)
- Total medical and health coverage during her/his stay in the US
- Coverage for COVID-19
- Medical evacuation under emergency
- Coverage for emergency services like surgery and hospitalization
- Complete medical and health coverage for accidents, injuries, and illnesses.
Cost Of Visitor Health Insurance To the USA
A Visitor Health Insurance could cost anywhere between $200 and $400 in normal cases. These estimates are based on the current data available. However, the cost of this insurance varies based on certain factors like the health requirements of the insured, her/his age, or the length of your stay in the USA.
Your specific criteria will determine the actual premium you’ll be paying for your Visitor Health Insurance policy. Even if the premium is high it will be nothing compared to the huge medical expenses in the US in case something happens. Hence, this investment is worthwhile if you have plans to go to the USA for a short period.
Visitor Health Insurance Coverage – Is It Necessary?
It is always safe to get Visitor Health Insurance coverage if you are planning to make a short-term visit to the USA. In certain cases buying this insurance is mandatory as proof of travel and health insurance is a requirement to get specific short-stay visas. Foreigners from several nations are required to purchase this insurance even if they are traveling to the USA for tourism.
The cost of health and medical care in the USA is extremely high and for some unfortunate reason you end up being in an accident or falling sick you could end up paying several hundred and thousands of dollars if you do not have good insurance coverage. So, it is always a good decision to get proper Visitor Health Insurance before traveling to the USA.
What Are Some Of The Popular Visitor Health Insurance Coverage Available In The USA?
Give below are some of the more popular Visitor Health Insurance Coverage in the USA.
If you are looking for comprehensive coverage you can choose from one among the following.
- Patriot America Plus
- Safe Travels USA Comprehensive
- Atlas America
If you are looking for fixed coverage the following are some of the better options available.
- Visitor Care
- Safe Travels USA
- Visitor Secure
Several Visitor Health Insurance providers are operating within the USA as well as outside. You can either search about these providers online and or you can approach these providers in person and talk to their staff about this insurance.
You need to compare the services and prices offered by each provider. Make sure you understand how it works. This is necessary to ensure that you’ll get the right services when /if there is a need during your stay in the USA.
Also Read
- How To Apply For A Temporary USA Passport?
- 158 Countries Where the US Citizens Can Travel Without a Visa
- List Of Countries Indians Can Visit With A US Visa
